Prepare for the Business of Healthcare and Health Policy Test. Study with multiple choice questions and explanations to ace your exam!

Multiple Choice

Which service is NOT covered by Medicare?

Medicare is designed to cover medically necessary services for a defined period, not ongoing custodial care. Extended long-term care falls outside what Medicare pays for. You can get hospital inpatient care covered, and home health services are covered if you meet criteria (you’re homebound and need skilled nursing, therapy, or other skilled services), and hospice care is covered for a terminal illness with a prognosis of six months or less. But custodial or long-term care—like ongoing help with daily activities in a nursing home or at home without skilled medical needs—is not covered by Medicare, except for a limited amount of skilled nursing facility care after an acute hospital stay. Medicaid or private long-term care insurance are options for extended care needs.

Medicare is designed to cover medically necessary services for a defined period, not ongoing custodial care. Extended long-term care falls outside what Medicare pays for. You can get hospital inpatient care covered, and home health services are covered if you meet criteria (you’re homebound and need skilled nursing, therapy, or other skilled services), and hospice care is covered for a terminal illness with a prognosis of six months or less. But custodial or long-term care—like ongoing help with daily activities in a nursing home or at home without skilled medical needs—is not covered by Medicare, except for a limited amount of skilled nursing facility care after an acute hospital stay. Medicaid or private long-term care insurance are options for extended care needs.