Under the ACA, which plan must cover preventive services at no additional cost?

Prepare for the Business of Healthcare and Health Policy Test. Study with multiple choice questions and explanations to ace your exam!

Preventive services at no out-of-pocket cost are required for plans that are subject to the ACA, but not for every plan. The ACA mandates that many private plans cover recommended preventive services without cost-sharing to encourage use, yet there are exceptions (such as grandfathered plans) where this no-cost requirement does not apply. So the best statement is that certain plans are required to cover preventive services at no additional cost, reflecting both the broad goal and the existence of exemptions. The other options overstate or misstate the scope, since not all plans are universally required to drop all cost-sharing, and it isn’t limited only to marketplace plans.