Under the ACA, until what age can a child remain on a parent's health plan?

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Multiple Choice

Under the ACA, until what age can a child remain on a parent's health plan?

The main idea is that health plans governed by the ACA must allow a dependent to stay on a parent’s plan through age 26. This rule applies to plans that offer dependent coverage, including most employer-sponsored plans and marketplace plans, and it does not depend on whether the young person is a student, married, or claimed as a dependent for tax purposes. The practical effect is that a child can remain covered while finishing school or transitioning to the workforce, then will generally need to obtain their own coverage once they turn 26. There are occasional exceptions for special circumstances (such as certain disability situations), but the standard rule is up to 26.

The main idea is that health plans governed by the ACA must allow a dependent to stay on a parent’s plan through age 26. This rule applies to plans that offer dependent coverage, including most employer-sponsored plans and marketplace plans, and it does not depend on whether the young person is a student, married, or claimed as a dependent for tax purposes. The practical effect is that a child can remain covered while finishing school or transitioning to the workforce, then will generally need to obtain their own coverage once they turn 26. There are occasional exceptions for special circumstances (such as certain disability situations), but the standard rule is up to 26.

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